Credit card reward hacking is one of the best way to save money, earn bonus points, and qualify for unique, one-of-a-kind perks.
Whether if you’re looking for ways to earn extra airfare miles, get 5% cash back, or get double the points at restaurants, there’s a card for that.
And thankfully there’s even some great credit that will help you save money on groceries!
What better way to earn up to 6% cash back on your weekly or monthly grocery store shopping trips than signing up for one of the best grocery store credit cards available today.
Because let’s be honest, after paying off your bills and rent/mortgage, one of your highest expenses is probably food and groceries.
These cards will help you save a little extra money!
Best Grocery Store Credit Cards
Here are the best grocery store credit cards that you can sign up for today and start saving!
- PenFed Platinum Rewards Card
- Blue Cash Preferred Card from American Express
- Blue Cash Everyday Card
- Capital One Quicksilver Cash Rewards Credit Card
- BankAmericard Cash Rewards Credit Card
- Discover it Cashback Match
You can learn more about each credit card below:
Cash Back / Points: 3x the points at grocery stores.
Unlike the other cards you’ll see below, this card doesn’t put a cap on your yearly grocery store spending. And with that you’ll get 3x the points on any spending at the supermarket.
If you spend around $500 a month on groceries, this card will save you around $15 a month, which may not seem like a lot now, but at the end of the year that will equal around $180.
Plus, this card doesn’t have an annual fee so literally all you need to do is join PenFed Credit Union, apply, and you’re in!
This card offers a ridiculous 6% cash back at all U.S. grocery stores and supermarkets up to $6000 every year. Then it’s 1% on all other purchases.
The cash back earned can be redeemed for a statement credit.
Plus you can get $150 back (in the form of a statement credit) after spending $1000 in the first 3 months.
The only downside is that this card has a $95 annual fee.
Thankfully the next card could be a more suitable option for most.
With this credit card you get 3% cash back at all U.S. grocery stores and supermarkets up to $6000 every year.
And all the cash back earned can be redeemed for a statement credit including the $100 bonus when you spend $1000 in 3 months.
This may just be the best grocery store credit card around as of right now.
And there’s NO annual fee.
With this credit card you earn unlimited 1.5% cash back on every purchase. The kicker is that there’s no limit as to how much cash back you can earn and there’s no rotating categories every quarter.
Your rewards never expire and you can redeem for your cash back at any amount without having to meet a minimum limit.
And if you spend $500 in the first 3 months you’ll get $100 cash back.
This is great for your grocery spending.
And there’s NO annual fee.
This card offers 2% cash back at grocery stores and wholesale clubs (like Costco) and 1% on all other purchases. Plus you get 3% cash back at gas stations.
These bonus rewards only apply to the first $2500 on combined purchases in these categories each quarter. So using this strictly at grocery stores should keep you below that limit every quarter.
Plus as an added bonus, you can get $100 when you spend at least $500 in the first 90 days.
And there is NO annual fee.
One thing that separates this card from the rest on this list is the fact that you get 5% cash back in categories that change every quarter, up to $1500.
Although you only get 1% cash back on all purchases, the fact that Discover will matches all your cash back for new cardmembers is incredible.
Literally if you maximize your 5% in each category every quarter, there’s a chance for you to earn $600 back at the end of the year.
Plus, there’s NO annual fee and a 0% intro APR on purchases and balances for 12 months.
Bonus: Amazon Prime Store Card
The Amazon Prime Store Card offers a whopping 5% cash back on all purchases everyday.
This card is perfect to use with your Prime Pantry purchases as well as any grocery products that you purchases through Subscribe & Save.
Plus, there’s NO annual fee as long as you have an active Amazon Prime membership (which you can try for free for 30 days here)
The Best Grocery Store Credit Card for You
If you’re looking for great ways to save money on your groceries and earn some of that cash back, it may be time to get one of these supermarket-friendly credit cards.
The best way to determine which card is best for you is to first look at your overall spending.
Because it may even be more financially beneficial to invest in a card that offers more than just cash back from grocery store spending.
But if groceries is one of your highest expenses, then these cards will definitely do the trick.